If you want to expand your business but don't have the funds to do so, getting a business loan from a bank or finance company is a great way to obtain the cash you need to grow. If you have a poor credit score, however, it may be difficult to get approved for a loan with good terms. If credit problems are holding you back, here are two ways you can increase your chances of getting a business loan.
12 December 2015
If you're an Alabama resident who occasionally takes out a paycheck cash advance to keep your checking account solvent between pay periods, you're not alone -- in fact, a new state database shows that Alabama residents take out an average of $15 million per week in payday loans. However, recent reforms to the way payday loans are structured in Alabama could affect both the amount you're able to borrow and the timetable you'll have to pay this loan back.
26 October 2015
A car title loan can be a great way to get quick cash, and they usually have a lower interest rate than payday loans. A title loan is usually paid off in several installments over a few months instead of a single payment due on your next paycheck. There are, however, a few things about title loans you may not be aware of. The following are three of them. Your car may not qualify
16 September 2015
Are you getting ready to shop for your first home? If so, rushing the process can definitely be easy to do when you're very excited. However, it is important that you first view your options, especially if you are on a budget and when this is your first-time buying property. There are many benefits to take advantage of as a first-time home-buyer, such as a first-time home-buyers loan. By being a first-time home-buyer, you will be able to take advantage of benefits like:
11 August 2015
When you are shopping around for a new home, the dilemma of choosing the right type of financing for your mortgage comes to mind. The two primary options are between a traditional mortgage and a Federal Housing Administration (FHA) loan. FHA loans are a type of home financing that s insured by the FHA, which is a government agency. It offers some excellent advantages, but also some drawbacks to be aware of.
10 August 2015
Homeowners that need extra cash have several different options to choose from: a home equity or hybrid equity loan, a home equity line of credit (HELOC), or a cash-out refinance. All three are good options, but how do you know which is the best option for you? Learn about each type of loan and the benefits before you make your decision. Home Equity Line of Credit If you need a smaller amount of money for a fairly short amount of time, a home equity line of credit is a good option.
4 August 2015
When you have been out of work for months on end because of injuries that you sustained in an accident, being able to keep up with your bills can be very difficult. Many people find themselves falling way behind on their bills after they have been injured and discover that the only way to get out of the debt is to claim bankruptcy, get a loan for their injuries, or take a lump sum for a settlement they got for their injuries.
23 July 2015
