2020

Two Questions To Ask To Ensure The Bail Bond Agent Is Legit

Blog

When shopping for a bail bond agent to get someone out of jail, it's important to select a good company that operates with integrity and honesty. While most bondsmen in the industry are decent people who only want to help you, here are two questions to ask to ensure you're working with someone trustworthy. Are You Licensed? It may seem obvious to ask if the company is licensed or not, but the majority of people who work with bail agents don't do the research to verify the business is legally allowed to operate in the state.

19 November 2020

Tips For Comparing The Fees With Checking Accounts

Blog

Do you have a checking account? If so, are you looking for a new bank? If you do not have a checking account, would you like to have one? Getting a new checking account is exciting, but it also takes some work. As a consumer, you can choose the bank you use for your account, and comparing the options is a smart move. One excellent thing to compare is the fee structure with various accounts.

6 October 2020

Tips To Help A First Time Home Buyer Secure A Mortgage Loan

Blog

Buying a house is always exciting, but purchasing your first home is extra special. However, buying your first home can also be overwhelming and stressful at times. This is especially true when it comes to securing a mortgage loan so you can pay for your house. Luckily, there are a number of resources to help first time home buyers through the process. If you are prepared and willing to ask for help, you can obtain your mortgage loan and move forward with the home buying process.

28 August 2020

Are You Eligible For A VA Loan?

Blog

VA loans are one of several loan programs you can apply for if you want to buy a house with a mortgage. These loans offer many benefits to borrowers, but they are not available to everyone. You can only apply for one if you have a Certificate of Eligibility (COE). Here is some information about getting a COE and what it takes to qualify for this loan type. What Is a COE?

28 July 2020

Ways That Mortgage Lenders Evaluate Your Loan Application

Blog

You probably understand how nerve-racking it can be when applying for a mortgage loan if you ever applied in the past. The application evaluation process is thorough, and it takes time. You must wait while the lender reviews your application before you can find out if you qualify for a loan. If you never applied before but are applying now, it can be helpful to know what to expect. Here are several steps lenders perform when evaluating loan applications that you should understand.

22 June 2020

The Differences In Car Loans For New Vs. Used Vehicles

Blog

Are you thinking about getting rid of your old vehicle and replacing it with a newer one? If so, do you need a car loan to make this happen? If you plan on getting auto financing, you might be wondering if there is a difference between car loans for used cars versus new cars. There are several differences in car loans for new versus used cars, and here are four differences you should know about as you prepare to buy a vehicle.

18 May 2020

Questions To Ask When Getting A Wholesale Mortgage

Blog

Most mortgages are offered via retail lenders, but there are also home loans available through wholesale mortgage lenders. If you finance a home purchase with a wholesale mortgage, here are some important questions to ask about the loan. What Are the Lending Requirements of the Wholesale Mortgage? Wholesale mortgages aren't subject to all of the terms that more common federally backed retail mortgages are. As a result, the requirements for wholesale mortgages are frequently different than those of retail ones.

20 March 2020